Determined to make a life for herself and her daughter, Lucy Muir, a young widow, movies into a cottage overlooking the windswept English coast. She soon learns that it's haunted by the ghost of its former owner, a salty sea captain. But the Captain's effort to scare off his new tenant soon develops into a most unlikely love affair. When Lucy runs out of money, the Captain "ghost writes" a book for her based on his life story. Their publishing success, however, brings her the amorous attentions of a man who's till very much alive. Soon Lucy must decide between the pleasures of the spirit and those of the flesh, and the Captain must choose a course that may haunt him forever.

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